Wall Street RegretsThe regret calculator.

What if you'd held VABK?

A $1,000 investment in Virginia National Bankshares Corporation (VABK) at the month-end close of 1999-05 would be worth $4,345 at the close of 2026-09 — +334.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,661.

$1,000 since 1999$4,345Total return+334.5%Multiple4.3×CAGR+5.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,345Gain+$3,345 (+334.5%)Multiple4.3×CAGR+5.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$3,9792001$4,5882002$4,8602003$4,1302004$4,2352005$2,8232006$2,3422007$2,1592008$2,6222009$3,7552010$5,5992011$5,5062012$5,1772013$5,3002014$3,9522015$3,0982016$2,8772017$2,3792018$1,7232019$1,8072020$1,6022021$2,1232022$1,4692023$1,4652024$1,5032025$1,3022026$1,203

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$867-13.3%
    2001$819-5.6%
    2002$963+17.7%
    2003$940-2.5%
    2004$1,409+50.0%
    2005$1,699+20.5%
    2006$1,843+8.5%
    2007$1,517-17.6%
    2008$1,060-30.2%
    2009$711-32.9%
    2010$723+1.7%
    2011$769+6.4%
    2012$751-2.3%
    2013$1,007+34.1%
    2014$1,284+27.6%
    2015$1,383+7.7%
    2016$1,672+20.9%
    2017$2,309+38.1%
    2018$2,202-4.6%
    2019$2,483+12.8%
    2020$1,874-24.5%
    2021$2,709+44.6%
    2022$2,716+0.3%
    2023$2,647-2.5%
    2024$3,056+15.5%
    2025$3,307+8.2%
    2026$3,979+20.3%

    Best and worst month-end to buy

    The best single month-end close to have bought VABK was 2010-09 ($7.36): $1,000 then is $6,352 today. The worst was 2026-09 ($46.75): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VABK be worth today?

    A $1,000 investment in Virginia National Bankshares Corporation (VABK) at the start of 1999 would be worth about $4,345 today, a total return of +334.5%. Dividends are reinvested in these figures.

    What were the best and worst years for VABK?

    Virginia National Bankshares Corporation (VABK)'s strongest calendar year since 1999 was 2004, a +50.0% return — $1,000 held through that year became about $1,500 by year-end. Its weakest year was 2009, at -32.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VABK have grown?

    Investing $100 at the end of every month since 1999-05 would have grown to about $98,432 on $32,900 invested.

    Did VABK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,661. VABK trailed the S&P 500 by +55.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virginia National Bankshares Corporation (VABK) historical total-return data from 1999-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.