What if you'd held OVLY?
A $1,000 investment in Oak Valley Bancorp (CA) (OVLY) at the month-end close of 2003-10 would be worth $6,619 at the close of 2026-09 — +561.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,316.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $2,129 | +112.9% |
| 2005 | $2,268 | +6.5% |
| 2006 | $1,911 | -15.7% |
| 2007 | $1,231 | -35.6% |
| 2008 | $907 | -26.3% |
| 2009 | $670 | -26.2% |
| 2010 | $896 | +33.7% |
| 2011 | $1,025 | +14.4% |
| 2012 | $1,131 | +10.4% |
| 2013 | $1,258 | +11.2% |
| 2014 | $1,554 | +23.5% |
| 2015 | $1,624 | +4.5% |
| 2016 | $2,009 | +23.7% |
| 2017 | $3,182 | +58.4% |
| 2018 | $3,049 | -4.2% |
| 2019 | $3,290 | +7.9% |
| 2020 | $2,861 | -13.0% |
| 2021 | $3,047 | +6.5% |
| 2022 | $4,034 | +32.4% |
| 2023 | $5,400 | +33.9% |
| 2024 | $5,362 | -0.7% |
| 2025 | $5,638 | +5.1% |
| 2026 | $6,619 | +17.4% |
Best and worst month-end to buy
The best single month-end close to have bought OVLY was 2009-03 ($3.00): $1,000 then is $11,627 today. The worst was 2026-09 ($34.88): $1,000 then is $1,000.
FAQ
What would $1,000 in OVLY be worth today?
A $1,000 investment in Oak Valley Bancorp (CA) (OVLY) at the start of 2003 would be worth about $6,619 today, a total return of +561.9%. Dividends are reinvested in these figures.
What were the best and worst years for OVLY?
Oak Valley Bancorp (CA) (OVLY)'s strongest calendar year since 2003 was 2004, a +112.9% return — $1,000 held through that year became about $2,129 by year-end. Its weakest year was 2007, at -35.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in OVLY have grown?
Investing $100 at the end of every month since 2003-10 would have grown to about $112,053 on $27,600 invested.
Did OVLY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,316. OVLY trailed the S&P 500 by +41.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Oak Valley Bancorp (CA) (OVLY) historical total-return data from 2003-10 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.