What if you'd held SMBK?
A $1,000 investment in SmartFinancial, Inc. (SMBK) at the month-end close of 2003-10 would be worth $3,021 at the close of 2026-09 — +202.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,316.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $1,450 | +45.0% |
| 2005 | $2,142 | +47.7% |
| 2006 | $3,067 | +43.2% |
| 2007 | $2,062 | -32.8% |
| 2008 | $1,033 | -49.9% |
| 2009 | $432 | -58.1% |
| 2010 | $391 | -9.5% |
| 2011 | $309 | -21.2% |
| 2012 | $471 | +52.8% |
| 2013 | $488 | +3.5% |
| 2014 | $681 | +39.6% |
| 2015 | $828 | +21.5% |
| 2016 | $955 | +15.4% |
| 2017 | $1,117 | +16.9% |
| 2018 | $940 | -15.8% |
| 2019 | $1,220 | +29.7% |
| 2020 | $948 | -22.3% |
| 2021 | $1,444 | +52.3% |
| 2022 | $1,466 | +1.6% |
| 2023 | $1,324 | -9.7% |
| 2024 | $1,696 | +28.1% |
| 2025 | $2,044 | +20.5% |
| 2026 | $2,883 | +41.1% |
Best and worst month-end to buy
The best single month-end close to have bought SMBK was 2011-09 ($3.81): $1,000 then is $13,614 today. The worst was 2006-12 ($55.17): $1,000 then is $940.
FAQ
What would $1,000 in SMBK be worth today?
A $1,000 investment in SmartFinancial, Inc. (SMBK) at the start of 2003 would be worth about $3,021 today, a total return of +202.1%. Dividends are reinvested in these figures.
What were the best and worst years for SMBK?
SmartFinancial, Inc. (SMBK)'s strongest calendar year since 2003 was 2012, a +52.8% return — $1,000 held through that year became about $1,528 by year-end. Its weakest year was 2009, at -58.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SMBK have grown?
Investing $100 at the end of every month since 2003-10 would have grown to about $95,662 on $27,600 invested.
Did SMBK beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,316. SMBK trailed the S&P 500 by +73.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
SmartFinancial, Inc. (SMBK) historical total-return data from 2003-10 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.