Wall Street RegretsThe regret calculator.

What if you'd held XPO?

A $1,000 investment in XPO, Inc. (XPO) at the month-end close of 2003-10 would be worth $90,065 at the close of 2026-09 — +8906.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,316.

$1,000 since 2003$90,065Total return+8906.5%Multiple90.1×CAGR+21.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$90,065Gain+$89,065 (+8906.5%)Multiple90.1×CAGR+21.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$90,0652004$101,1522005$93,0602006$205,2072007$109,9032008$113,4552009$121,3702010$109,0342011$54,5172012$45,2122013$32,1242014$21,2382015$13,6572016$20,4882017$12,9362018$6,0962019$9,7882020$7,0052021$4,6842022$4,1972023$5,8012024$2,2052025$1,4722026$1,421

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,087+8.7%
    2005$493-54.7%
    2006$920+86.7%
    2007$892-3.1%
    2008$833-6.5%
    2009$928+11.3%
    2010$1,855+100.0%
    2011$2,237+20.6%
    2012$3,149+40.7%
    2013$4,763+51.3%
    2014$7,406+55.5%
    2015$4,937-33.3%
    2016$7,819+58.4%
    2017$16,594+112.2%
    2018$10,334-37.7%
    2019$14,439+39.7%
    2020$21,596+49.6%
    2021$24,100+11.6%
    2022$17,438-27.6%
    2023$45,883+163.1%
    2024$68,701+49.7%
    2025$71,194+3.6%
    2026$101,152+42.1%

    Best and worst month-end to buy

    The best single month-end close to have bought XPO was 2005-08 ($0.78): $1,000 then is $249,161 today. The worst was 2026-04 ($220): $1,000 then is $877.

    FAQ

    What would $1,000 in XPO be worth today?

    A $1,000 investment in XPO, Inc. (XPO) at the start of 2003 would be worth about $90,065 today, a total return of +8906.5%. Dividends are reinvested in these figures.

    What were the best and worst years for XPO?

    XPO, Inc. (XPO)'s strongest calendar year since 2003 was 2023, a +163.1% return — $1,000 held through that year became about $2,631 by year-end. Its weakest year was 2005, at -54.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XPO have grown?

    Investing $100 at the end of every month since 2003-10 would have grown to about $1.35M on $27,600 invested.

    Did XPO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,316. XPO beat the S&P 500 by +695.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    XPO, Inc. (XPO) historical total-return data from 2003-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.