Wall Street RegretsThe regret calculator.

What if you'd held PSEC?

A $1,000 investment in Prospect Capital Corporation (PSEC) at the month-end close of 2004-07 would be worth $1,913 at the close of 2026-09 — +91.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,657.

$1,000 since 2004$1,913Total return+91.3%Multiple1.9×CAGR+3.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,913Gain+$913 (+91.3%)Multiple1.9×CAGR+3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$1,9132005$2,3752006$1,7912007$1,4472008$1,7292009$1,6732010$1,4532011$1,4312012$1,4792013$1,1312014$9732015$1,1612016$1,2042017$8842018$9772019$9392020$8242021$8552022$4992023$5462024$5702025$6962026$978

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,326+32.6%
    2006$1,641+23.8%
    2007$1,374-16.3%
    2008$1,420+3.3%
    2009$1,635+15.2%
    2010$1,659+1.5%
    2011$1,606-3.2%
    2012$2,099+30.7%
    2013$2,440+16.2%
    2014$2,045-16.2%
    2015$1,972-3.5%
    2016$2,686+36.2%
    2017$2,431-9.5%
    2018$2,530+4.1%
    2019$2,881+13.8%
    2020$2,778-3.5%
    2021$4,759+71.3%
    2022$4,349-8.6%
    2023$4,169-4.1%
    2024$3,412-18.2%
    2025$2,427-28.9%
    2026$2,375-2.2%

    Best and worst month-end to buy

    The best single month-end close to have bought PSEC was 2005-01 ($0.85): $1,000 then is $2,627 today. The worst was 2021-11 ($4.51): $1,000 then is $495.

    FAQ

    What would $1,000 in PSEC be worth today?

    A $1,000 investment in Prospect Capital Corporation (PSEC) at the start of 2004 would be worth about $1,913 today, a total return of +91.3%. Dividends are reinvested in these figures.

    What were the best and worst years for PSEC?

    Prospect Capital Corporation (PSEC)'s strongest calendar year since 2004 was 2021, a +71.3% return — $1,000 held through that year became about $1,713 by year-end. Its weakest year was 2025, at -28.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PSEC have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $30,739 on $26,700 invested.

    Did PSEC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,657. PSEC trailed the S&P 500 by +82.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Prospect Capital Corporation (PSEC) historical total-return data from 2004-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.