Wall Street RegretsThe regret calculator.

What if you'd held PYT?

A $1,000 investment in PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) at the month-end close of 2004-07 would be worth $2,815 at the close of 2026-09 — +181.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,657.

$1,000 since 2004$2,815Total return+181.5%Multiple2.8×CAGR+4.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,815Gain+$1,815 (+181.5%)Multiple2.8×CAGR+4.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$2,8152005$2,7792006$3,0562007$2,6292008$3,1612009$5,7592010$2,6882011$2,6152012$2,9882013$2,5562014$2,5342015$2,0842016$1,9922017$1,9272018$1,7332019$1,8012020$1,4532021$1,3752022$1,2642023$1,4592024$1,2722025$1,1532026$1,066

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$909-9.1%
    2006$1,057+16.2%
    2007$879-16.8%
    2008$483-45.1%
    2009$1,034+114.2%
    2010$1,063+2.8%
    2011$930-12.5%
    2012$1,087+16.9%
    2013$1,097+0.9%
    2014$1,334+21.6%
    2015$1,395+4.6%
    2016$1,442+3.3%
    2017$1,603+11.2%
    2018$1,543-3.8%
    2019$1,913+24.0%
    2020$2,021+5.7%
    2021$2,199+8.8%
    2022$1,905-13.4%
    2023$2,185+14.7%
    2024$2,409+10.3%
    2025$2,607+8.2%
    2026$2,779+6.6%

    Best and worst month-end to buy

    The best single month-end close to have bought PYT was 2008-11 ($3.92): $1,000 then is $6,097 today. The worst was 2026-09 ($23.90): $1,000 then is $1,000.

    FAQ

    What would $1,000 in PYT be worth today?

    A $1,000 investment in PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) at the start of 2004 would be worth about $2,815 today, a total return of +181.5%. Dividends are reinvested in these figures.

    What were the best and worst years for PYT?

    PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT)'s strongest calendar year since 2004 was 2009, a +114.2% return — $1,000 held through that year became about $2,142 by year-end. Its weakest year was 2008, at -45.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PYT have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $57,707 on $26,700 invested.

    Did PYT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,657. PYT trailed the S&P 500 by +73.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) historical total-return data from 2004-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.