Wall Street RegretsThe regret calculator.

What if you'd held STWD?

A $1,000 investment in STARWOOD PROPERTY TRUST, INC. Starwood Property Trust Inc. (STWD) at the month-end close of 2009-08 would be worth $4,418 at the close of 2026-09 — +341.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,355.

$1,000 since 2009$4,418Total return+341.8%Multiple4.4×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,418Gain+$3,418 (+341.8%)Multiple4.4×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2009$4,4182010$4,5942011$3,8012012$4,0402013$2,9942014$2,3142015$2,0462016$2,1212017$1,8112018$1,7072019$1,6892020$1,2352021$1,4032022$1,0332023$1,2492024$9862025$9912026$945

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,209+20.9%
    2011$1,137-5.9%
    2012$1,534+34.9%
    2013$1,986+29.4%
    2014$2,246+13.1%
    2015$2,166-3.6%
    2016$2,537+17.2%
    2017$2,691+6.1%
    2018$2,720+1.1%
    2019$3,720+36.8%
    2020$3,274-12.0%
    2021$4,449+35.9%
    2022$3,677-17.3%
    2023$4,660+26.7%
    2024$4,634-0.6%
    2025$4,863+4.9%
    2026$4,594-5.5%

    Best and worst month-end to buy

    The best single month-end close to have bought STWD was 2010-06 ($3.22): $1,000 then is $4,994 today. The worst was 2025-08 ($18.21): $1,000 then is $883.

    FAQ

    What would $1,000 in STWD be worth today?

    A $1,000 investment in STARWOOD PROPERTY TRUST, INC. Starwood Property Trust Inc. (STWD) at the start of 2009 would be worth about $4,418 today, a total return of +341.8%. Dividends are reinvested in these figures.

    What were the best and worst years for STWD?

    STARWOOD PROPERTY TRUST, INC. Starwood Property Trust Inc. (STWD)'s strongest calendar year since 2009 was 2019, a +36.8% return — $1,000 held through that year became about $1,368 by year-end. Its weakest year was 2022, at -17.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in STWD have grown?

    Investing $100 at the end of every month since 2009-08 would have grown to about $41,837 on $20,600 invested.

    Did STWD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,355. STWD trailed the S&P 500 by +57.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    STARWOOD PROPERTY TRUST, INC. Starwood Property Trust Inc. (STWD) historical total-return data from 2009-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.