Wall Street RegretsThe regret calculator.

What if you'd held VNM?

A $1,000 investment in VanEck Vietnam ETF (VNM) at the month-end close of 2009-08 would be worth $875 at the close of 2026-09 — -12.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,355.

$1,000 since 2009$875Total return-12.5%Multiple0.87×CAGR-0.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$875Gain+$-125 (-12.5%)Multiple0.9×CAGR-0.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2009$8752010$9302011$8942012$1,5922013$1,2582014$1,1682015$1,1112016$1,3912017$1,5382018$1,1102019$1,3342020$1,2222021$1,1122022$9112023$1,6202024$1,4092025$1,5852026$952

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,040+4.0%
    2011$584-43.8%
    2012$739+26.5%
    2013$796+7.8%
    2014$837+5.1%
    2015$669-20.1%
    2016$605-9.6%
    2017$838+38.5%
    2018$697-16.8%
    2019$761+9.2%
    2020$836+9.9%
    2021$1,020+22.0%
    2022$574-43.8%
    2023$660+15.0%
    2024$587-11.1%
    2025$977+66.5%
    2026$930-4.8%

    Best and worst month-end to buy

    The best single month-end close to have bought VNM was 2020-03 ($9.71): $1,000 then is $1,870 today. The worst was 2011-01 ($22.51): $1,000 then is $807.

    FAQ

    What would $1,000 in VNM be worth today?

    A $1,000 investment in VanEck Vietnam ETF (VNM) at the start of 2009 would be worth about $875 today, a total return of -12.5%. Dividends are reinvested in these figures.

    What were the best and worst years for VNM?

    VanEck Vietnam ETF (VNM)'s strongest calendar year since 2009 was 2025, a +66.5% return — $1,000 held through that year became about $1,665 by year-end. Its weakest year was 2011, at -43.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VNM have grown?

    Investing $100 at the end of every month since 2009-08 would have grown to about $25,271 on $20,600 invested.

    Did VNM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,355. VNM trailed the S&P 500 by +91.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Vietnam ETF (VNM) historical total-return data from 2009-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.