Wall Street RegretsThe regret calculator.

What if you'd held VYM?

A $1,000 investment in Vanguard High Dividend Yield ETF (VYM) at the month-end close of 2006-11 would be worth $5,908 at the close of 2026-09 — +490.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,024.

$1,000 since 2006$5,908Total return+490.8%Multiple5.9×CAGR+9.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,908Gain+$4,908 (+490.8%)Multiple5.9×CAGR+9.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2006$5,9082007$5,7712008$5,6932009$8,3622010$7,1372011$6,2472012$5,6512013$5,0152014$3,8552015$3,3952016$3,3862017$2,8932018$2,4852019$2,6422020$2,1292021$2,1052022$1,6682023$1,6752024$1,5722025$1,3372026$1,158

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$1,014+1.4%
    2008$690-31.9%
    2009$809+17.2%
    2010$924+14.3%
    2011$1,021+10.5%
    2012$1,151+12.7%
    2013$1,497+30.1%
    2014$1,700+13.5%
    2015$1,704+0.3%
    2016$1,995+17.1%
    2017$2,322+16.4%
    2018$2,184-5.9%
    2019$2,710+24.1%
    2020$2,741+1.2%
    2021$3,460+26.2%
    2022$3,444-0.4%
    2023$3,671+6.6%
    2024$4,317+17.6%
    2025$4,982+15.4%
    2026$5,771+15.8%

    Best and worst month-end to buy

    The best single month-end close to have bought VYM was 2009-02 ($14.76): $1,000 then is $11,127 today. The worst was 2026-09 ($164): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VYM be worth today?

    A $1,000 investment in Vanguard High Dividend Yield ETF (VYM) at the start of 2006 would be worth about $5,908 today, a total return of +490.8%. Dividends are reinvested in these figures.

    What were the best and worst years for VYM?

    Vanguard High Dividend Yield ETF (VYM)'s strongest calendar year since 2006 was 2013, a +30.1% return — $1,000 held through that year became about $1,301 by year-end. Its weakest year was 2008, at -31.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VYM have grown?

    Investing $100 at the end of every month since 2006-11 would have grown to about $87,679 on $23,900 invested.

    Did VYM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,024. VYM trailed the S&P 500 by +26.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard High Dividend Yield ETF (VYM) historical total-return data from 2006-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.